Retirement planning services. Flat fee. No commissions.
Choose the level of support that fits where you are right now.
SSNIT retirement estimator
Enter your salary, age, and SSNIT history. Get an instant estimate of your projected pension in today's money, your monthly income gap, and what you need to save to close it.
Try the free calculator →SSNIT Retirement Snapshot
A full actuarial analysis of your SSNIT and Tier 2 retirement position. Delivered as a branded PDF report to your inbox — automatically generated from your intake form. No call required.
- SSNIT pension projection per Act 766 formula
- Tier 2 lump sum estimate
- Inflation-adjusted real value in today's Ghana cedis (15% base case)
- Stress-test at 22% inflation (high scenario)
- Monthly income gap calculation
- Required savings rate to close the gap
- 5-point prioritised action plan
- Delivered to your inbox within 24 hours
Personalised Retirement Plan
Everything in the Snapshot, plus a live 60-minute Google Meet consultation where we walk through your numbers together, answer your questions, and build a customised strategy.
- Everything in the Snapshot report
- Customised Tier 3 savings strategy
- Asset allocation framework for Ghana context
- Currency risk discussion: GHS vs USD positioning
- Written action plan: 30, 90, and 180-day steps
- One follow-up email Q&A within 30 days
- 60-minute Google Meet consultation
Annual Retirement Monitoring
Your retirement situation changes. Your plan should too. Annual monitoring keeps your projections current and your strategy on track.
- Annual full plan refresh
- SSNIT contribution verification (are employer contributions being remitted?)
- Inflation adjustment using updated Ghana CPI data
- WhatsApp access: 3 questions per quarter, answered within 48 hours
- Annual updated PDF report
Corporate Retirement Readiness Workshop
A 2-hour workshop for your staff showing exactly what their SSNIT pension will and will not cover. Every attendee receives a personalised Snapshot report. You receive an anonymised workforce retirement readiness summary.
- 2-hour facilitated group session
- Personalised Snapshot report for every attendee
- Anonymised workforce retirement readiness report for HR
- Optional: follow-up individual consultations at GH₵ 300 per employee
- Available in-person (Accra) or via video